A better rate.
Without the runaround.
Refinance or buy with 40+ lenders on our panel. We find your rate, do the paperwork and stay with you all the way to settlement.
No credit check to startNo impact on your credit scoreACL 561331
Check your rate in 45 seconds.
By continuing you agree to our Privacy Policy. No lender calls until you approve.
Lenders compared for you
To see where you stand
Call back, 9am–5pm AEST
Broker from pre-approval to settlement
From the market,
without the noise.
Your actual rate depends on your profile. Checking takes no paperwork and has no impact on your credit score.
p.a. interest rate · 5.98% p.a. comparison rate*
For clean credit, PAYG and full doc.
p.a. interest rate · 7.26% p.a. comparison rate*
For the self-employed. One year ABN.
p.a. interest rate 8% p.a. comparison rate*
Fast approval. Short term.
Rates as at 23 September 2026. *Comparison rates are based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are indicative, subject to lender credit criteria and may change without notice.
Whatever your next move.
Refinance
Paying too much? We review your loan against 40+ lenders and handle the switch.
First home buyers
From pre-approval to keys. We explain every step and check which grants and schemes you may qualify for.
Property investors
Loans structured to grow a portfolio — the right lender, the right structure, for the next purchase too.
Self-employed
Alt doc loans with as little as one year’s ABN. We know which lenders understand your business.
We do the heavy lifting.
You keep your day.
One application, one broker, no call centre and no handover.
Rate review
Tell us the basics in 45 seconds. No credit check, no paperwork.
We compare
Your broker compares 40+ lenders and shows you the options that fit.
One application
We collect your details once, then package and present to the right lender.
Settle
The same broker manages it from pre-approval through to settlement.
40+ lenders. One conversation.
Private funding. Approval in as little as 24 hours.
Flexible security and a clear exit plan, through Sun Private Mortgages.
Good to know.
Will checking my rate affect my credit score?
No. The rate review needs no credit check. We only run one with your permission, once you choose to apply.
What does your service cost?
When a loan application is clean credit all fees are paid by the lender to us.
When loan application is complicated by poor credit, in some instances a fee may be charged.
I’m self-employed. Can I still get a loan?
Yes. Alt doc loans are available with as little as one year’s ABN, using alternative evidence of income such as BAS statements or an accountant’s letter.
How long does it take?
Typical time from application to approval and settlement is between 2 weeks to 6 weeks depending the property location and credit profile.
Leave your mobile.
We’ll call in 15 minutes.
9am–5pm AEST. No spam, and no lender calls until you approve.
Or call 1300 680 055 · Apply online at sunhomeloans.au